Sleep Better Today. Pay in the Way That Works Best for You.


At Save on Mattresses, we believe buying a new mattress should be simple. That's why we offer several payment options to fit different needs. Whether you prefer to pay in full, apply for financing, or use one of our lease-purchase providers, our team is here to help you find the option that's right for you.


Want to save time in the store? We recommend completing your application online before you visit. In many cases, you'll have a decision in just a few minutes.

Choose Your Payment Option


💳 Traditional Financing


Ideal for customers looking for monthly payment options through one of our financing partners.


Best for:

  • Qualified applicants

  • Flexible monthly payments

  • Online application available


👉 Call us now to get application link sent directly to your phone or come in and Apply In Store.


With the new Synchrony HOME Credit Card, purchases of $299 or more will receive 6 months promotional financing.
Additionally, for Synchrony HOME will be eligible to take advantage of longer term promotional financing offers, ranging from 12 to 60 months on qualifying purchases. The available offers will vary. Call today or come in.
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Need another way to obtain your new mattress? We also partner with lease-purchase providers that offer another path to take your mattress home today.

🛏️ Lease Purchase Options

Best for:

  • Customers looking for an alternative payment solution

  • Simple online application

  • Quick decision in many cases


👉 Apply Online Below on any or all of the available options.
 Lease to Own
Acima Leasing
Get the items you love without perfect credit. Acima offers low initial lease payment with flexible lease payment options. 
What do you need to apply?
Lease-to-Own Program
Progressive Leasing
No Credit Needed. You can enjoy convenient, flexible lease-to-own purchase options on items such as furniture and mattresses. 

What do you need to apply?
  • You must be 18 years or older.
  • have a valid Social Security Number or ITIN, 
  • routing and account numbers for an open and active checking account
  •  credit or debit card.


Approval up to $5,000
Snap Finance
No Credit Needed. Get fast, flexible financing for the things you need in minutes. Apply online today! Snap Finance: no credit needed financing. Easy to apply, results in seconds.

What do you need to apply?
  • You must be 18 years or older.
  • have a valid Social Security Number or ITIN, 
  • routing and account numbers for an open and active checking account
  •  credit or debit card.

Other Options

Affirm - Available at checkout 
Pick the payment option that works for you and your budget.
Rates from 0% APR or 10-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Shop Pay
Available at Checkout

Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Credit Card or Debit Card
Online or in Person
Check out online or in-store with your credit or debit card. 

Frequently Asked Questions


Which payment option should I choose?


If you qualify for traditional financing, that may be a good option for making monthly payments.


If you're looking for another way to purchase your mattress, our lease-purchase providers may offer an alternative solution.


Our team can help explain the available options by phone or in-store.


Can I apply before visiting the store?


Yes.


In fact, we encourage it.


Applying online before your visit can help speed up the buying process so you can spend more time finding the right mattress and less time completing paperwork.


Does applying online obligate me to buy?


No.


Submitting an application simply allows you to explore available payment options. You are under no obligation to make a purchase.

Can I use these payment options online?


Yes.


Many of our payment partners allow you to begin the application process online before completing your purchase.


Why Customers Like Applying Online


✓ Complete your application before visiting the showroom


✓ Save time during checkout


✓ Shop knowing your available payment options


✓ Quick application process


Payment options are provided by independent third-party providers. Approval, terms, and available payment options are determined by each provider. See the provider's website for complete terms and conditions.